As a driver it is required that you and your vehicle are sufficiently insured for not only your safety, but for legal reasons as well.  There are millions of drivers who do not have insurance, and in the event of an accident they are forced to pay for medical bills and vehicle repairs out of pocket.  Considering that there are many families who are unable to have a sufficient amount of savings in the event of an accident, it is important that you have insurance to cover the financial and legal aspects of being at-fault for an accident.  With the help of FAJUA at, you will be able to earn automotive insurance, even if you have been declined elsewhere.

What is FAJUA?

FAJUA is the Florida Automobile Joint Underwriting Association and they provide insurance to drivers who are unable to acquire insurance from other companies.  FAJUA not only provides insurance to independent drivers, but they are also known to provide insurance to commercial drivers as well.  Regardless of your situation, FAJUA will provide you with insurance if other companies have denied you.  Amongst the general population, FAJUA is referred to as the “Market of Last Resort” or “High Risk Market”.

Technology and Insurance

One of the largest benefits associated with getting your insurance from FAJUA is that they use efficient technology to help process your insurance.  With the use of their technology, they are able to process your application in a minimal amount of time.  The main reason as to why the use of technology is advantageous is because it helps to decrease the time spent completing and processing your application, therefore you get your insurance faster.

Higher Insurance Rates

FAJUA provides drivers with insurance, although they offer it at a higher rate than other insurance companies.  Considering that FAJUA works with uninsured drivers and at-risk drivers, they are risking far more of their company finances providing insurance.  Therefore, you will have to pay higher rates than if you were to go to another insurance company such as Allstate.  Although this may seem to be detrimental, it is better to be driving with insurance at higher cost than to be driving without insurance.

Convenient Payment Plans

FAJUA does not allow their customers to pay partial payments according to but they do provide the opportunity to partake in convenient payment plans.  With this, you will be able to set up a payment plan that will accommodate your personal finances meanwhile ensure that you do not fall behind on payments.  Once you sign with FAJUA and choose an insurance plan, you will have a personal agent who will help to determine the amount of money you are to pay monthly.

If you have lost your insurance or if you are unable to purchase it from other insurance companies, FAJUA can ensure that you drive safely with the appropriate paperwork.  Although their rates may be higher than their competitors, they will provide you with insurance in an extremely short time span.