Lauren Keller Insurance

Pro Insurance Tips

Category: Florida Insurance

Affordable Auto Insurance in Florida

Dealing with car insurance companies can be a hassle, and making a selection as to which one to sign up with can be even more of one. After all, you have to consider a number of short and long-term issues prior to being comfortable with signing a contract, and after you’ve signed it, you’ll rarely know whether you made the right choice until it comes time to invoke your insurance, by which point it’s too late to reconsider. Fortunately, with the advent of the Internet, it’s become a lot easier to find affordable auto insurance in Florida from someone like Here, we’ll take a look at how to do so, and things to consider when thinking about a given auto insurance firm.


Word of Mouth

This seems obvious, but it’s worth mentioning that one of the best ways to find an auto insurance provider that you’ll be comfortable with is simply to ask friends and family what they recommend. The fact of the matter is that you’ll never get an accurate impression of a firm’s policies, prices, or customer service until you sign up with them, and the only people who are liable to tell you the truth are the ones who are current customers, with no obligation to the company themselves. Word of mouth is a powerful thing for a reason, so when it comes to finding affordable auto insurance in Florida here, don’t shy away from trusting the opinion of your associates: It’s often your best source of information.


Quality of Customer Service & Claim Leniency

 Two things we recommend asking about, both at the firm and to your friends, are the quality of customer service and the leniency with which the firm will grant a claim. While it’s impossible to find a firm that will always take your side (and unwise for a firm to engage in such foolhardy practice), you can find one that’s fair if you do enough research. Again, word of mouth and Internet testimonials are your best bet here. Also consider reviews that comparison websites like Progressive and the like will provide you with; they’re an invaluable source of information.

 This leads us to another consideration: The quality of customer service. This one is fairly obvious, but, again, is worth mentioning. Florida auto insurance providers are notorious for being impossible to deal with, so be sure to find one that has a reputation for being friendly and for rarely giving customers the so-called runaround.


Making the Most of the Choice

 At the end of the day, it’s hard to tell if the choice you’ve made, even after research, is the right one. So, we recommend you keep a close eye on your payments and the way your insurance company interacts with you over the years: That is, how they adjust your payments, etc. If you find that they reward you for good driving by reducing your payments, definitely stick with them; if they don’t, consider finding another provider online at before checking to see if they provide any other perks.

Save money with the help of Florida homeowners insurance quotes

Finding an affordable homeowners policy is quite the task these days. With rates steadily increasing, you might feel that it’s impossible to purchase a great policy that can fit within your budget. While some shoppers just settle for a policy, there are others who are dedicated to saving some money. Does that sound like you?

In fact, you can save some cash on your policy by simply collecting Florida homeowners insurance quotes at . Many never quite grasp the importance of quotes. They are missing out! Here are the benefits of collecting and comparing quotes.

Why should I even collect quotes?

One of the main benefits of collecting quotes is to overall save money on a policy. Thousands of shoppers who carefully collect and compare quotes save hundreds. Quotes give you a better idea of the current market, which can help you determine if you are really scoring a great deal or not.

Whether you currently have a homeowners policy or are searching for your first one, FL homeowners insurance quotes are definitely a major help. Just because you have a policy, doesn’t mean that you can’t still shop around. Who knows, you may find out that you are overpaying!

Online quotes allow you to skip the middleman by letting you receive options from multiple companies. The best part is you can receive a quote anytime you want 24/7. A Florida homeowners insurance quote allows for you to easily shop and compare among many companies.

Actually, it is also important to remember that you should collect at least 3 or more Florida homeowners insurance quotes at . The more quotes you collect, the better your chances are at finding a great deal. Just never stop at just one!

How do I begin collecting Florida homeowners insurance quotes?

Getting started is the easiest part. In fact, why not start over at I mean, they are Florida’s number 1 insurance website. Thousands of customers have found their better deal there. They can offer you the cheapest quotes on the web.

Collecting a quote is easy. Simply enter your information and receive your quote within seconds! It’s definitely a lot faster than the traditional method of visiting official insurance company sites one by one, filling out the same information over and over.

Go ahead and get started today. Stop overpaying for coverage or find your first policy at the most competitive price available. FL homeowners insurance quotes here are the key to saving money. Whether you realize it or not.

How FAJUA Can Give You Insurance

As a driver it is required that you and your vehicle are sufficiently insured for not only your safety, but for legal reasons as well.  There are millions of drivers who do not have insurance, and in the event of an accident they are forced to pay for medical bills and vehicle repairs out of pocket.  Considering that there are many families who are unable to have a sufficient amount of savings in the event of an accident, it is important that you have insurance to cover the financial and legal aspects of being at-fault for an accident.  With the help of FAJUA at, you will be able to earn automotive insurance, even if you have been declined elsewhere.

What is FAJUA?

FAJUA is the Florida Automobile Joint Underwriting Association and they provide insurance to drivers who are unable to acquire insurance from other companies.  FAJUA not only provides insurance to independent drivers, but they are also known to provide insurance to commercial drivers as well.  Regardless of your situation, FAJUA will provide you with insurance if other companies have denied you.  Amongst the general population, FAJUA is referred to as the “Market of Last Resort” or “High Risk Market”.

Technology and Insurance

One of the largest benefits associated with getting your insurance from FAJUA is that they use efficient technology to help process your insurance.  With the use of their technology, they are able to process your application in a minimal amount of time.  The main reason as to why the use of technology is advantageous is because it helps to decrease the time spent completing and processing your application, therefore you get your insurance faster.

Higher Insurance Rates

FAJUA provides drivers with insurance, although they offer it at a higher rate than other insurance companies.  Considering that FAJUA works with uninsured drivers and at-risk drivers, they are risking far more of their company finances providing insurance.  Therefore, you will have to pay higher rates than if you were to go to another insurance company such as Allstate.  Although this may seem to be detrimental, it is better to be driving with insurance at higher cost than to be driving without insurance.

Convenient Payment Plans

FAJUA does not allow their customers to pay partial payments according to but they do provide the opportunity to partake in convenient payment plans.  With this, you will be able to set up a payment plan that will accommodate your personal finances meanwhile ensure that you do not fall behind on payments.  Once you sign with FAJUA and choose an insurance plan, you will have a personal agent who will help to determine the amount of money you are to pay monthly.

If you have lost your insurance or if you are unable to purchase it from other insurance companies, FAJUA can ensure that you drive safely with the appropriate paperwork.  Although their rates may be higher than their competitors, they will provide you with insurance in an extremely short time span.